Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.