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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
As a business owner in Illinois, you have the option of hiring contract or permanent employees – and many more businesses are using contract workers while sorting out the uncertainty in the economy. A contract employee is essentially a freelancer who has agreed to work for you for a mutually-agreed upon period of time, which may be extended if you see fit. A permanent employee has been hired with the understanding that he or she will go on working for you until a termination or a resignation. Both types of employees have their advantages and disadvantages. Some of the advantages of contract employees, however, are illusory.
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Technology and social trends have driven a wave of telecommuting. Many of us work at home at least on some days while some may work from home all the time. For that reason, more and more homes contain a designated office area; with increasing frequency that area is a room.
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No matter the app or online reservation platform, renting a car can often be a headache. It's rarely clear which add-ons are necessary, costs range widely between rental companies, and what type of insurance you need. Here are some tips for navigating the rental car market.
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Small businesses are an integral part of evert community throughout the country. They are critical to the health of our local economies while providing a range of essential services and enhancing diversity. After all, these enterprises are staffed by members of the very communities they serve and are, in turn, able to weather the inevitable ups and downs of economic growth and recession through the support of loyal local customers.
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Even businesses with the most effective Human Resources Departments and the happiest of employees are vulnerable to lawsuits. Unforeseen situations can quickly escalate, positive working relationships can turn sour, and employees can become litigious, sometimes without valid reason. Unfortunately, even the most bogus claims must be addressed in court, and legal fees associated with winning a lawsuit can exceed $250,000, which hardly feels like a victory.
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Spring is just around the corner, and with it comes the annual overhaul known as spring cleaning. For some, it's a welcome refresh on all the spaces and places we call home. For others, the clutter-filled weeks are a dreaded necessity to avert being buried by belongings. Avid spring cleaners leave no room untouched, no drawer or closet safe from the purge and polish.
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New parents have their hands full. While the nine months leading up to the birth of a child afford plenty of time to research the best gear and make necessary preparations, the list of concerns for that fragile bundle of joy can be intimidating. And selecting the right car seat is one of the most challenging. Between reviews, recalls, budgets, and difficult-to-understand instructions, the world of car seat shopping is not for the faint of heart. But it needn't be so complicated: once you know the lingo and your needs, it's just a matter of finding the right fit for your vehicle and family.
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Many of us can't imagine life without our pets. According to the American Pet Products Association, nearly 70 million U.S. households include at least one dog and 45 million households include cats. And it's no surprise: their wagging tails upon our arrival home and purring snuggles after a long day at the office are the best kinds of welcomes. The relationships we forge with our furry friends can be some of the most supportive.
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