Watercraft Insurance Illinois

When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Your boat allows you to get away from all the stress and pressure of the mainland to kick back by yourself or with good friends. Whether you use your boat to fish, cruise, or just relax we know it must be pretty difficult to picture your life without it. At LNR Insurance Services, we make sure that you enjoy your time on the water, without having to worry about what would have happen if something went wrong. Our agency specializes in writing insurance policies for boaters, so you can be certain we will provide you with the best protection available. We understand the differences between power boaters, sailors, and commercial fishermen, and can tailor an insurance policy to your unique needs.

LNR Insurance Services watercraft insurance plans can provide you with coverage against many different types of loss. We offer:

• Physical Damage Coverage-This optional coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.


• Liability Coverage-If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. If you’re at fault, you’ll need liability coverage. You can choose your coverage amount. We'll show you what coverage and limits are available and how to get the maximum personalized protection you need.
• Medical Payments Coverage-We offer Medical coverage that can cover your eligible medical expenses if you or a passenger get hurt when on the water.

Whether you’re a lifelong boater or just getting started, it’s always a good idea to take a close look at your existing marine policy.LNR Insurance Services can help. Call us at 847-915-7400 or Fill out the form above for a free watercraft insurance quote to learn how LNR Insurance Services can keep you safe and secure with an Illinois watercraft insurance policy!