Renters Insurance Illinois

A renters insurance policy can help protect your personal property from fire damage, theft, and vandalism while also providing liability protection for your visitors and guests. Given the cost of electronics, jewelry, clothing it makes sense to carry coverage against loss and damage to your property. Research has shown the average renter owns $30,000 in personal property. (Actual values may vary throughout the U.S., and $30,000 is a rounded estimate of personal property value for a standard two-bedroom apartment.)

A renters insurance policy typically includes:

• Personal Property Protection-Covering the loss or damage of a renter's personal belongings usually on and some coverage off of your premises
• Liability Protection - Providing legal representation and protection against judgments for covered events
• Guest Medical Protection-generally covers medical costs for visitors injured at a renter's home
• Reimbursed Living Expenses- Reimbursement for costs of temporary housing, should it be necessary

LNR Insurance Services offers a variety of ways to save with renters insurance discounts for:

• Monitored fire and burglar alarms
• Local ultrasonic burglar alarms
• Dead bolt locks on all exterior entryways
• Fire extinguishers
• Sprinkler systems
• Renters insurance combined with auto insurance or other policies

Purchasing renters insurance ensures that your property is protected. Don't make the mistake of thinking you it won't happen to me; you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets

For more information on Renters Insurance contact, LNR Insurance Services at 847-915-7400 or fill out our online form above for your FREE Renters Insurance Quote